Bokima Cyril Homes Limited (BCHL-Lagos)

1. A lawyer who tells you about a property for sale without having a proper power of attorney from the direct owner should be avoided like a plague. It is your duty to ask him/her to show you the power of attorney to sell that property and if he refuses and starts lots of story telling, leave asap. 2. A lawyer who says he/she is an affilated to the direct agency (Not direct owner ) of the property and does not have any offer letter in writing from the said agency in person or through their company is just trying to play tricks with you because he/she is only after commission for "finder's fee". Ask if they have the offer letter signed by the direct agency & if they refuse, know what their game plan is. 3. A lawyer that takes you for inspection to a property and is just as puzzled as you when you discover either the land is defective in some way or some amenities in such property is not as advertised to you, really that's not the kind of lawyer you sho...

Our habits tend to define who we are. If you make it a point to drive recklessly every day, nobody will be surprised when you eventually get into a traffic accident. This seems obvious to us. Yet the financial equivalent of this principle, tolerating bad monetary habits on a regular basis until you're driven into poverty, seems less obvious. For the most part, the richest people in the world didn't get to their position overnight. They didn't stumble into money, and it wasn't given to them as a gift. They accumulated it, and continue to maintain it, as a direct result of their daily habits and their underlying philosophies. These are seven things you'll never catch the world's richest people doing: 1. Playing the lottery. The lottery comes with a bold promise: a chance to win more money than you'd ever know what to do with. But the odds of winning are astronomically low, and logically, you have a far better chance of creating your own wea...

I’m sure you'll agree that people are about the same at their core. Most of us care deeply about our family. We all want to be happy, healthy and safe. That’s the case no matter how much money you have stuffed inside your bank account. But wealthy people do think differently. It’s unmistakable and undeniable. I have worked with the very-rich and not-so-rich for years and I’ve seen how the well-heeled ruminate in their own way and how that variation makes and keeps them rich. The good news is that anyone can copy “rich think” and come out much better on the other side. So how do rich people think? 1. Rich people know they don’t know everything: People who make a lot of money and hold on to it realize they don’t have all the answers. As a result, they are always on the lookout for new and better ways to do things. They surround themselves with people who offer different approaches. They have mentors and accountability partners. They are willing to consider ideas that...

We have gone through most requests of intending clients as regards lease of certain accommodation spaces and properties listed and we found out that prospective tenants or future property owners are not being adequately advised on steps to take.. Below are a few advices that might help WHEN RENTING A PROPERTY: a. Whenever you say "i am looking for a property to rent around lekki, ikeja, v.i etc, first you must know that these areas are choice areas that attract high tenancy rates because they have low density areas & amenities so it would be baffling to hear someone saying "our budget is between N700,000 to N850,000 per annum". What they would likely get for that price would not be more than a one bedroom boys quarters with toilet and bathroom together (if any) and the size of it all might not be more than 8 by 12 at most. Also, whenever for instance an agency tells you that a rent is N600,000 per annum, you must always factor in the prevailing fees that foll...

Once upon a time a very wealthy merchant was passing by a jungle on a business trip when he saw a large herd of elephants, he suddenly stopped confused, after noticing the fact that these huge creatures were being held only by very tiny ropes tied to their front legs. There were no chains, neither were there cages. It was obvious that the elephants could, at anytime, break away from their bonds but for some reasons, they weren't. He saw a trainer nearby and decided to asked why these animals just stood where they are never making any attempts to get away. “Well,” trainer said, “when they were very young and much smaller we used the same size rope to tie them and at that age, it's enough to hold them. As they grew up, they were conditioned to believe they cannot break away. They still believe the rope can hold them back, so they never try to break free.” The merchant was amazed. These animals could at any time break free from their bonds but becaus...

Getting rich and becoming a millionaire is a taboo topic. Saying it can be done by the age of 30 seems like a fantasy. It shouldn't be taboo,  cos it is  actually possible. At the age of 25, I got out of university, broke and in debt, and by the time I was 30, I was already a millionaire. Here are the 10 steps that will guarantee you will become a millionaire before 30. 1. Follow the money .  In today's economic environment you cannot save your way to millionaire status. The first step is to focus on increasing your income in increments and repeating that. My first income was N80,000 a month and nine years later it was N1,500,000 a month. Start following the money, and it will force you to control revenue and see opportunities. 2. Don't show off - show up! I didn't buy my first luxury watch or car until my businesses and investments were producing multiple secure flows of income. I was still driving a 2000 model Toyota Camry (tiny lite) when I had bec...

I've been rich and I've been poor. I know both sides very well. Growing up poor, I knew that I wanted to be rich. At age 28, I earned my first million in naira. I came a long way and studied the subject all of my life. Over time, I have discovered that if you're not living in prosperity, you're living in poverty. Wealth is a choice that we must all make. Bill Gates once said, "It's not your fault if you were born poor, but it's your fault if you die poor." There's no reason why you should live in poverty. Wealth is waiting for you, but you have to make up your mind if you want it in your life. For a long time, I struggled to believe that I could eventually become rich. It wasn't until I observed the differences in thoughts and actions between the "haves" and the "have-nots." Here Are 10 Major Differences Between Wealthy & Poor People: 1a. Poor people are skeptical: I distinctly remember a former cowork...